How much time do Millennials spend on their phone? According to my Moment app, I spend 4-5 hours a day.
The other day I deleted some unused apps from my phone to free up space. I kept the ones I felt were most useful besides photography apps. I’ve compiled a list of 8 apps essential for me and the everyday millennial. In no particular order…
Citymapper– Before I go anywhere, I try to calculate the quickest and most cost-effective route options. Citymapper is a great transportation app I came across while planning my trip to London. It helps you find the best way to navigate to your destination via bus, train, or taxi with pricing options. My favorite thing about this app is the option to book an Uber or Lyft.
ZocDoc– How many of us don’t have the time or patience to call the doctor to schedule an appointment, or can’t keep an appointment? This app allows you to find and book a doctor in less than 5 minutes. My favorite part is the ability to check if your insurance is accepted and the helpful appointment reminders.
Grammarly– I spend 75% of the day typing on my phone, whether it’s responding to work/personal emails, drafting social media posts, or just texting. But the downfall of this is the grammatical errors. This app serves as a personal editor that contains a grammar, spelling, and punctuation corrector.
CreditKarma– This app keeps me on course with my financial freedom journey. It’s a credit profile that monitors your credit score and updates you on any important changes made on your account. Credit Karma provides you with insight on how to improve your credit score. It shows you where your overspending and if you’ve received any derogatory marks. The best part about this app to me is the recommendations given to decrease your debt.
Digit – So, I finally gave in to this app after hearing so many people rave about it, and now I love it. It’s mind-boggling to me when I ask people how many savings accounts they have and they say only one or none. Why? because they don’t make enough. You will be shocked at how a little bit of money can go a long way. How? This app monitors your spending and automatically transfers a spare amount of money from your bank account to your Digit account. It even protects your account from overdraft fees with the balance protection feature that automatically transfers money back to your bank account whenever it gets below a certain amount. BYE BYE overdraft fees!
Acorns- I can’t remember how I found out about this app, but I’ve managed to save so much money with my spare change. This app allows you to invest your spare change into diversified portfolios (Roundups). For every card transaction, Acorns rounds up your charge to the nearest dollar and invests the change. In addition to investing your spare change, you have the option of setting up a one-time investment or recurring investments on a daily, weekly, or monthly basis.
Mint- I’ve been using Mint since my early 20’s, and I don’t know how I would function without it. This app helps you manage your finances in one spot. You can set up your monthly budgets and savings goals, which I urge everyone to have. It also monitors all your bank accounts, creditors, tracks your bills, and sends alerts for upcoming bills.
Headspace– Normally when I’m stressed I engage in activities such as the spa, reading, or cycling, but due to my time constraints this past year I was unable to partake. My friend noticed the shift in my attitude and recommended this app. It ’s a mindfulness and meditation app with guided meditations for managing stress, anxiety, and to help you have a restful sleep. My favorite feature of the app is the mindful notifications that remind you to be present and breathe.
Here are a few of my favorites:
“The smallest things can make a big difference. Put aside just a little time to get some headspace today.”
“Multitasking is overrated. Not to mention exhausting. Try bringing your awareness to one. thing. at. a. time. “